project background
GCash is the #1 e-wallet in the Philippines, with over 70 million registered users in 2023.
But back in 2019, – when 99% of local transactions were in cash, and only the most tech-savvy Filipinos have heard of mobile wallets – GCash only had 2 million monthly active users.
GCash users would only buy prepaid load or send money to fellow GCash users, mostly ignoring the app's other services. Free bill payments, free bank transfers, free QR payments, and a savings account with 4% annual interest — it was all manageable in minutes using their mobile phones. Despite the convenience, however, app users couldn't be bothered to check them out.







